Agents for Data

SaaS Quick Ratio Calculator

Calculate your SaaS Quick Ratio instantly. Compare against benchmarks by stage, simulate improvements, and get AI-powered recommendations to optimize growth.

Enter Your Values
$

Monthly recurring revenue from new customers acquired this month

$

Additional MRR from existing customers (upgrades, add-ons, seat expansion)

$

MRR lost from customers who cancelled completely this month

$

MRR lost from existing customers who downgraded their plans

$

Your total MRR at end of month—enables additional metrics like net MRR growth rate

Formula

(New MRR + Expansion MRR) / (Churned MRR + Contraction MRR)

Quick Ratio measures growth efficiency by comparing revenue gains (new + expansion) to revenue losses (churn + contraction). A ratio of 4x means you're adding $4 for every $1 lost—indicating efficient, sustainable growth.

SaaS Quick Ratio3.5

3.50x — Healthy growth ratio. Sustainable for growth-stage companies.

Growth MRR (New + Expansion)$70,000
Lost MRR (Churn + Contraction)$20,000
Net New MRR$50,000
Net MRR Growth Rate+11.1%
Months to 2x MRR7 months
Gross Churn Rate3.3%
Expansion Rate4.4%
Biggest LeverReduce Churn

SaaS Quick Ratio Benchmarks

Excellent4x+ — Top-tier efficiency, ready for Series A+
> 4
Healthy2.5-4x — Healthy for growth-stage companies
2.5 – 3.99
Concerning1.5-2.5x — Churn impacting growth significantly
1.5 – 2.49
CriticalBelow 1.5x — Urgent attention needed on retention
0 – 1.49

Source: OpenView SaaS Benchmarks 2024

How to Calculate SaaS Quick Ratio

  1. Enter your New MRR (revenue from new customers this month)
  2. Enter your Expansion MRR (upgrades and add-ons from existing customers)
  3. Enter your Churned MRR (revenue lost from cancelled customers)
  4. Enter your Contraction MRR (revenue lost from downgrades)
  5. Optionally enter your current total MRR for additional metrics
  6. View your Quick Ratio and compare against benchmarks
  7. Get AI-powered recommendations for optimization

SaaS Quick Ratio Benchmarks

> 4.0x

Excellent (Seed/Series A)

2.5 - 4.0x

Healthy (Growth Stage)

1.5 - 2.5x

Concerning (Any Stage)

< 1.5x

Critical (Churn > Growth)

5.2x

Top Quartile PLG SaaS

3.8x

Top Quartile Sales-Led SaaS

3.1x

Median B2B SaaS ($1-10M ARR)

2.4x

Median B2B SaaS ($10M+ ARR)

Source: OpenView SaaS Benchmarks 2024

Frequently Asked Questions